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Free 15-min consultation
Not sure where to start? Talk to a senior advisor first.
Why choose A S Enterprises

Built on trust, guided by expertise

Six reasons families and businesses across coastal Karnataka trust us with their money and paperwork.

Transparent Service

Fees, timelines and options — all shared upfront in writing. Zero hidden costs.

Personalized Guidance

A senior advisor owns your case end-to-end. No call-centre handovers.

End-to-End Documentation

From KYC to registration — we prepare, verify and file every document.

Fast Response

Enquiries answered within minutes on WhatsApp. Same-day case updates.

Customer-Focused Support

Post-service follow-up and long-term reviews — we stay with you.

Trusted Local Business

Based in Mangalore with strong on-ground presence across Karnataka.

Insurance essentials

Why every individual needs insurance

One event shouldn't undo years of savings. Here's why the right cover matters — for you, your family and your business.

Health Insurance

Hospital expenses are increasing every year. A single medical emergency can wipe out savings.

  • Cashless network hospitals
  • Pre & post hospitalisation
  • Day-care procedures
  • Critical illness top-ups

Life Insurance

Protect your family's financial future — even when you're not around.

  • Income replacement
  • Children's education
  • Home loan protection
  • Long-term wealth

Vehicle Insurance

Accidents happen. Insurance protects you from a heavy, unexpected financial hit.

  • Own-damage repairs
  • Theft cover
  • Natural calamities
  • Personal accident cover

Business Insurance

Shield your inventory, office, factory and machinery from fire, theft & liability.

  • Fire & burglary
  • Machinery breakdown
  • Public liability
  • Marine / transit

Travel Insurance

Travel with confidence — medical emergencies, baggage or delays covered.

  • Overseas medical
  • Lost baggage
  • Flight delay
  • Trip cancellation
Interactive

Financial Health Check

7 quick questions. Get a personalised score and next steps in under a minute.

Question 1 of 7

How much of your monthly income goes to EMIs?

Weight: 15%
Compliance calendar

Important Income Tax due dates

Miss a date, pay a penalty. Bookmark this timeline — or let us handle the filing for you.

31 Jul
Individual ITR

Non-audit taxpayers file returns for the previous FY.

30 Sep
Soon
Tax Audit Cases

Audit report u/s 44AB and related filings.

31 Oct
Soon
ITR (Audit Cases)

Return of income for taxpayers requiring audit.

31 Dec
Revised / Belated Return

Last date to revise or file a belated return.

31 Mar
Updated Return (ITR-U)

As applicable, within the permitted window.

Advance tax instalments
15 Jun
15% of tax
1st Instalment
15 Sep
45% cumulative
2nd Instalment
15 Dec
75% cumulative
3rd Instalment
15 Mar
100% of tax
4th Instalment

Dates are indicative for the standard financial year and may change via CBDT notifications. Always confirm on the official portal.

Knowledge Centre

Learn before you decide

Short, honest guides on loans, insurance, tax and property — written the way a good advisor would explain it over coffee.

Explore services
Why choose us

A trusted local partner with a national outlook

From the first conversation to long-term follow-up, we take ownership of every detail — so you always know where you stand and what happens next.

Transparent, honest advice
Fast turnaround times
Multiple lenders & insurers evaluated
End-to-end documentation handled
Dedicated relationship manager
Post-service support
9 types
Loans
5 lines
Insurance
7 services
Tax & Compliance
4 structures
Business Setup
How we work

A simple, transparent process

01
Consult

Share your goals — over call, WhatsApp, or in person.

02
Assess

We evaluate your options across multiple lenders and insurers.

03
Apply

We prepare documents and file on your behalf.

04
Support

Post-service support and long-term reviews.

Our Promise

Straight advice. No jargon. No pressure.

We're building A S Enterprises the old-fashioned way — one relationship at a time. Every enquiry is handled personally by a senior advisor, and we only recommend what we'd choose for our own family.

Also from A S Enterprises
Materials & Transport — since 2019

Bulk supply of fly ash, laterite and gypsum to leading cement factories across South India, backed by our own bulker transport fleet.

Fly AshLateriteGypsumBulker Transport
Explore the industrial vertical
Ready when you are
Every enquiry is handled personally by a senior advisor.
Book a consultation
FAQ

Answers to common questions

Can't find what you're looking for? Reach us on WhatsApp — we usually reply within minutes.

Talk to an advisor
Documents Required

Come prepared — save days of back-and-forth

Indicative checklists. Exact requirements are confirmed by your advisor once we understand your case.

Home / LAP Loan
  • PAN & Aadhaar
  • Last 3 months salary slips / 2 years ITR
  • 6 months bank statement
  • Property papers / agreement copy
  • Passport-size photo
Personal / Business Loan
  • PAN & Aadhaar
  • Address proof
  • 6 months bank statement
  • ITR / GST returns (self-employed)
  • Business proof (self-employed)
Income Tax Filing
  • PAN & Aadhaar
  • Form 16 / salary certificate
  • Bank statement / interest certs
  • Investment proofs (80C, 80D, etc.)
  • Rent / home-loan certificate
GST Registration
  • PAN & Aadhaar of proprietor / partners
  • Business address proof
  • Bank account details
  • Photograph & signature
  • Rent agreement / NOC
Property Documentation
  • Sale deed / Khata / RTC
  • EC (encumbrance certificate)
  • Tax paid receipts
  • Approved plan / OC
  • ID & address proof of parties
Insurance (Life / Health)
  • PAN & Aadhaar
  • Date of birth proof
  • Income proof (for high sum assured)
  • Recent medical reports (if applicable)
  • Nominee details
Visit us

Empire Mall, M.G. Road, Mangalore

Empire Mall, M.G. Road, Mangalore, Karnataka - 575003, India
+91 96321 09544WhatsApp us
Business Hours
Monday – Saturday9:30 AM – 7:30 PM
SundayBy Appointment
What we offer

Straightforward advisory, one desk

Professional financial and realty advisory
Home loans, business loans and LAP assistance
Income tax and GST services
Government documentation support
Serving Mangaluru and nearby areas
Quick response via WhatsApp and callback

Ready to make your money work smarter?

Book a free 15-minute consultation with a senior advisor today.