SIP Calculator
Project the maturity value of your monthly investment — with step-up, lumpsum and inflation.
Investment details
Assumes end-of-month contributions and monthly compounding.
Growth over time
Invested amount vs. estimated value, year by year.
A SIP (Systematic Investment Plan) invests a fixed amount every month, so you buy units at different market levels and average out your cost. A lumpsum invests the whole amount at once, which can work better in a rising market but carries more timing risk.
A step-up SIP increases your monthly contribution by a fixed percentage every year — usually in line with your salary growth. Even a 10% annual step-up can materially increase the final corpus over long tenures.
No. The expected return is an assumption you enter. Mutual fund returns are market linked and can be higher or lower than the figure used in this calculator.
Inflation reduces what your money can buy. The inflation-adjusted figure restates the maturity value in today's rupees so you can judge the real worth of your corpus.
Figures are indicative and based on the assumptions you enter. Mutual fund investments are subject to market risk; past performance does not guarantee future returns. A S ENTERPRISES acts as an advisor and facilitator — please read all scheme related documents carefully before investing.